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Comprehensive coverage tailored for your trucking business needs.
Auto Liability
Auto liability insurance has two components always included together: bodily injury coverage and property damage coverage. Vehicle liability insurance is the basic insurance coverage that covers injuries or damage to other people or property if you’re at fault for an accident.
Bodily Injury
If you cause an accident that injures or even kills another person, the Bodily Injury (BI) portion of your Auto Liability insurance will pay for the related expenses. Bodily Injury (BI) will cover hospital and medical bills, rehabilitation, long-term nursing care, funeral expenses, lost earnings, pain and suffering, and other expenses, up to the limits you select.
Property Damage
If you cause an accident that damages another person’s property, the Property Damage (PD) portion of your Liability insurance will pay for the related expenses. PD will cover the expense to repair or replace damaged items, including other vehicles, lamp posts, houses or even a pet, up to the limits you select.
Auto Liability insurance also will pay for your legal defense costs if you are sued as a result of your involvement with the accident.
Motor Truck Cargo
Motor Truck Cargo Insurance (Cargo) provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for freight or commodities that are lost or damaged due to causes such as fire, collision, or striking of a load. If your load is accidentally dumped on a roadway or waterway, our removal expenses coverage pays for the cost to remove debris or extract pollutants caused by the debris.
Additional Coverage
Motor Truck Cargo will also pay for costs related to preventing further loss to damaged cargo, legal expenses in the defense or settlement of claims, and even freight charges the customer loses because of not delivering a load (Earned Freight Coverage).
